The value of a retirement plan has greatly increased during the last two decades. The tax-deferred growth available with retirement assets offers a tremendous financial benefit. However, these assets must be carefully coordinated with your overall estate plan; otherwise, there can be devastating tax results.
Proper planning enables retirement account owners to maximize benefits to heirs and maintain control of future distributions using a "qualified" trust. However, this is a highly technical area of tax law requiring specialized knowledge. Our team can assist you to ensure that your retirement passes to your beneficiaries in the most tax-efficient manner.